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New Abuse & Molestation Coverage for US Clubs

Optimist International strives to create a safe environment for youth and Members to grow, learn, and have fun. Beginning May 1, 2016, the Optimist International Club General Liability policy coverage will include Abuse & Molestation Coverage.

Here are highlights of this added insurance benefit:
  • Coverage Limits: Occurrence Limit - $100,000; Aggregate Limit - $300,000.

  • No additional application required.

  • Free training courses and risk management tools are available to Club Members. This training provides information about:
    • The Risk of Abuse
    • Facts and Misconceptions
    • Abuser Characteristics

  • The abuse and molestation coverage offers coverage for damages because of “bodily injury” to which this insurance applies, if the insured is alleged to be liable for another person’s “abusive conduct” as a result of the insured’s negligence. For additional details regarding coverage and what is considered abusive conduct, please contact an Insurance Specialist at Mercer Consumer, a Service of Mercer Health & Benefits Administration LLC.